The Philippine Health Insurance Corporation (PhilHealth) will start collecting higher member contributions for employed sector starting January 2018.
In advisory no. 2017-0054 Philhealth explained that the latest adjustment in premium contributions for employed members is needed to sustain the country’s National Health Insurance Program (NHIP).
The adjustment covers all employed members in the Formal Economy, including Kasambahays, Family Drivers, Sea-Based Overseas Filipino Workers (OFWs), and all employers in the government and private sector.
New Contribution Table Computation
Effective the applicable month of January 2018 and onwards, the monthly premium contributions shall be at the rate of 2.75% computed straight based on the monthly basic salary, with a salary floor of P10,000.00 and a ceiling of P40,000.00, to be equally shared by the employees and their employer.
So those earning Php10,000 and below will pay a monthly premium of Php275. Those with monthly salaries of above Php10,000 up to Php40,000, the health insurance premium ranges from PHP275 to PHP 1,099.
With the removal of the salary brackets, computation shall be based on the following table:
For Kasambahays, their premium contributions shall be shouldered by employer, based on Republic Act 10361 or the Domestic Workers Act. But if his/her monthly salary is P5,000 or above, the Kasambahay shall pay his/her proportionate share.
What do you think of this latest hike in Philhealth contributions?
If you have addditional queries or clarifications, you may contact Philhealth’s 24/7 Corporate Action Center Hotline, (02) 441-7442 or through email@example.com. (Source: Philhealth.gov.ph)